Finance of America takes your online privacy seriously. This disclosure is one way of maintaining your trust in our company, our products and services. Our privacy statement describes how we collect, utilize and protect information about you during your visit on our web site.
Also, if you choose to share any personal information with us, we may store it and use it for our own marketing research and the marketing of our products and services to you.
When you visit our site, we may collect and store information about your visit. This information may include the time and length of your visit, the pages you view on our site, the last site you visited before coming to ours, and the name of your internet service provider. We use this data on an aggregate basis to measure site activity, and on an individual basis to make the site more useful and provide information that may be of interest to you.
Any company with which we share information about you for the above purposes is contractually required to comply with confidentiality standards. We may disclose information about you as required or permitted by law. We do not sell information about you to anyone.
If you are a current customer, you may be able to update information such as: your address, telephone number and email address. You may contact us in order to do so.
If you have completed and saved, but have not submitted, an online form or application you may be able to make certain changes to the information you have provided to us before it is submitted. If you are unable to make changes to the information you have provided to us online, you may contact us in order to do so.
For Vermont Residents: In accordance with Vermont law, we will not share information we collect about you with nonaffiliated third parties, except as permitted by law. For example, we may share information with your consent or as necessary to service or process a financial product or service that you request or authorize. We will not share information about your creditworthiness with our affiliates except with your authorization or consent.
It is Finance of America's policy and expectation that every loan applicant will first be considered for conforming conventional loan programs or government loan programs, where available, unless the applicant requests consideration of other programs. In addition an alternative loan product may be offered or recommended based upon the applicant's credit history and the interest rate desired, as well as the terms and conditions of the loan. Finance of America may engage in advertising campaigns or targeted solicitations with respect to alternative loans.
In addition to maintaining compliance with applicable fair housing laws and regulations, Finance of America is committed to taking a leadership role in the lending community, by supporting affordable housing programs which benefit our communities and contribute towards helping people finance their home ownership dreams. We realize that participating in such programs not only benefits society as a whole but contributes to the continued viability and financial well being of Finance of America.
Finance of America is committed to maintaining a work environment that is free from discrimination and encourages fair lending.
What this means for you: When you obtain a mortgage loan, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
The information and services offered on this Site are provided with the understanding that neither Finance of America, nor its suppliers or users are engaged in rendering legal or other professional services or advice. Your use of the Site is subject to the additional disclaimers and caveats that may appear throughout the Site.
Finance of America and its agents assume no responsibility for any consequence relating directly or indirectly to any action or inaction that you take based on the information, services or other material on this Site. While Finance of America and its suppliers, strive to keep the information on this Site accurate, complete and up-to-date, Finance of America, and its suppliers cannot guarantee, and will not be responsible for any damage or loss related to, the accuracy, completeness or timeliness of the information.
Copyright Finance of America Mortgage, 2006. All rights reserved. Reproduction, distribution, or transmission of the copyrighted materials contained within this Site is strictly prohibited without the express written permission of Finance of America.
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES PUBLISHED ON THIS SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. Finance of America, ITS AFFILIATES AND/OR ITS RESPECTIVE SUPPLIERS MAY WITHOUT PRIOR NOTICE MAKE IMPROVEMENTS AND/OR CHANGES IN THIS SITE INCLUDING BUT NOT LIMITED TO THE INFORMATION, SERVICES, PRODUCTS OR OTHER MATERIAL AT ANY TIME. ALL INFORMATION, PRODUCTS, AND SERVICES ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. IN NO EVENT SHALL Finance of America, ITS AFFILIATES AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS SITE OR WITH THE DELAY OR INABILITY TO USE THIS SITE, OR FOR ANY INFORMATION, PRODUCTS, MATERIAL AND/OR SERVICES OBTAINED THROUGH THIS SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS SITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF Finance of America, ITS AFFILIATES OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.
Finance of America Mortgage, LLC - NMLS #1071
AL Consumer Credit License
Licensed Mortgage Banker AZ
Licensed Combination Mortgage Banker-Broker-Servicer AR
CA Finance Lenders Law License
CA Residential Mortgage Lending Act License
Licensed Mortgage Broker in CO
CT Mortgage Lending License
Licensed by the Delaware Office of the State Bank Commissioner
District of Columbia Mortgage Dual Authority License
Licensed Correspondent Mortgage Lender FL
GA Mortgage Lender License
ID Mortgage Broker/Lender License
IL Residential Mortgage License
IN First Lien Mortgage Lending License
IA Mortgage Banker License
KS Mortgage Company License
MD Mortgage Lender License
MA Mortgage Broker License
MA Mortgage Lender License
ME Supervised Lender License
MI 1st Mortgage Broker/Lender Registrant
MI 2nd Mortgage Broker/Lender Registrant
MN Residential Mortgage Originator License
Licensed by the New Hampshire banking department
NJ Residential Mortgage Lender License
NM Mortgage Loan Company License
Website authorization by the New York State Department of Financial Services is pending. Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this site. Licensed Mortgage Banker - NYS Department of Financial Services
NC Mortgage Lender License
OH Mortgage Broker Act Mortgage Banker Exemption
OH Mortgage Loan Act Certificate of Registration
OK Mortgage Broker License
OR Mortgage Lending License
PA Mortgage Lender license
RI Lender License
RI Loan Broker License
SC-BFI Mortgage Lender/Servicer License
(#MLS - 1071)
TN Mortgage License
TX-SML Mortgage Banker Registration
UT-DRE Mortgage Entity License
VT Lender License
VT Mortgage Broker License
Licensed by the Virginia State Corporation Commission
WA Consumer Loan Company License
WV Mortgage Broker License
WV Mortgage Lender License
WI Mortgage Banker License
WI Mortgage Broker License
* For State of Texas
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE, SIGN AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.